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    Frequently Asked Questions — Terri Kelley Group

    Frequently Asked Questions — Terri Kelley Group

    Q: What markets do you serve?

    A: I serve buyers and sellers across Georgia, Alabama, and the Tampa, Florida area. Whether you’re relocating, investing, or buying your first home, I have local expertise in all three markets.

     

    Q: How is your home search different from Zillow?

    A: My clients search on a private app connected directly to the MLS — so every listing is real-time accurate. Zillow often shows homes that are already sold or pending. My app doesn’t. Plus, my clients aren’t sold to other agents or spammed with ads.

     

    Q: What is AI-powered home search?

    A: My AI home search tool (powered by HeyLeo) works like a 24/7 real estate concierge. You describe what you’re looking for — location, price, bedrooms, must-haves — and it instantly matches you with homes. The more you interact with it, the smarter it gets. When a new matching home hits the market, it notifies you immediately.

     

    Q: Do you work with first-time buyers?

    A: Absolutely. I walk first-time buyers through every step — from getting pre-approved to closing day — and my AI search tool makes the process much less overwhelming.

     

    Q: Do you work with investors?

    A: Yes. I help investors identify properties in Georgia, Alabama, and Tampa with strong rental potential or appreciation outlook.

     

    Q: How do I get started?

    A: Two options: download my home search app for real-time MLS listings, or visit my AI search page and describe your dream home. Both are free and take under 2 minutes to set up.


    COMMONLY ASKED QUESTIONS

      GENERAL QUESTIONS

    1. What areas does the Terri Kelley Group serve?

      The Terri Kelley Group helps buyers and sellers throughout the Alabama-Georgia tri-state area. Primary service areas include Valley and Chambers County in Alabama, Columbus in Muscogee County, Russell County, Lee County (Auburn and Opelika), Harris County, Troup County, Coweta County, and communities near Fort Moore. Whether you’re relocating, buying your first home, or selling an investment property, Terri provides local expertise across multiple markets.

    2. What makes the Terri Kelley Group different from other Realtors in the area?

      Terri Kelley combines more than 600 successful real estate transactions with deep knowledge of the tri-state market and a relationship-first approach. The team specializes in military relocations, new construction homes, investment properties, and first-time buyers while providing personalized guidance backed by local market experience and strong community connections.

    3. BUYER QUESTIONS

    4. Can I buy a home if my credit isn’t perfect?

      Yes. Having less-than-perfect credit doesn’t automatically prevent you from becoming a homeowner. Many loan programs allow for lower credit scores, and there may be steps you can take to strengthen your financing options. Terri Kelley works with trusted lenders who can help you understand your choices and create a plan toward homeownership.

    5. How does buying a new construction home work?

      Buying a new construction home is different from purchasing a resale property. You’ll choose a builder, review available floor plans and communities, secure financing, and complete inspections before closing. Having your own real estate agent ensures someone is representing your interests throughout the builder’s process, from contract negotiations to the final walkthrough.

    6. Can you help with a military PCS move to or from Fort Moore?

      Yes. The Terri Kelley Group specializes in military PCS relocations near Fort Moore and understands the unique timelines, military benefits, and challenges service members face. Whether you’re moving to the area or receiving new orders elsewhere, the team can help coordinate your home purchase or sale with your PCS schedule.

    7. How much money do I need for a down payment?

      The amount depends on the type of loan you choose. While some buyers put down 20%, many conventional, FHA, VA, and USDA loans require much less. Some qualified buyers may even be eligible for zero-down financing. Speaking with a lender early can help you determine what works best for your budget.

    8. SELLER QUESTIONS

    9. How do I find out what my home is worth?

      A professional comparative market analysis (CMA) evaluates your home’s location, size, condition, upgrades, and recent comparable sales to estimate its current market value. Terri Kelley provides personalized home valuations to help sellers price their homes competitively in today’s market.

    10. Should I make repairs before selling my home?

    11. Not every repair is necessary before listing. Focus on improvements that increase buyer appeal, such as addressing obvious maintenance issues, improving curb appeal, and completing small cosmetic updates. Terri can recommend which repairs are worth the investment and which can safely be skipped.

    12. How long does it usually take to sell a home?

      The timeline varies depending on market conditions, pricing, location, and the home’s condition. Well-priced homes that are professionally marketed often sell more quickly than overpriced properties. Terri Kelley will help develop a pricing and marketing strategy designed to attract qualified buyers as efficiently as possible.

    13. Should I buy my next home before selling my current one?

      It depends on your finances and local market conditions. Some homeowners prefer to sell first to free up equity, while others purchase first to avoid moving twice. Terri Kelley can help you evaluate your options, coordinate both transactions, and create a strategy that minimizes stress while protecting your financial goals.

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